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Welcome to NerdWallet’s SmartMoney podcast, the place we reply your real-world cash questions — in 15 minutes or much less.
This week’s query is from Marcia in Los Angeles: “What ideas do you’ve for households touring in the course of the holidays? It’s already onerous to finances for the presents I purchase for my household and mates. My husband and I are each from the East Coast, so the price of flying throughout the nation with our younger kids yearly leaves us financially worn out by January. What can we do?”
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Touring with youngsters? Take into consideration what varied perks are price to you. In response to NerdWallet’s 2019 vacation journey report, 44% of households touring with youngsters below 18 would select a lodge for its worth over its facilities. Take into account that some facilities, akin to a free breakfast buffet, might prevent greater than selecting a no-frills lodge and feeding the children at a restaurant.
Vacation journey debt is frequent; know how you can handle it. Greater than 2 in 5 People mentioned they’d relatively go into debt than not see their household in the course of the holidays. In the event you go this route, know your choices to repay debt.
Take into account rescheduling your holidays. In the event you can transfer if you have a good time the vacations with your loved ones to a different time of the yr, it can save you lots of on flights to see them.
The way to maximize your rewards
You desire a journey bank card that prioritizes what’s necessary to you. Listed below are our picks for the very best journey bank cards of 2019, together with these greatest for:
Have a cash query? Textual content or name us at 901-730-6373. Or you possibly can e-mail us at [email protected]. To listen to earlier episodes, return to the podcast homepage.